/* ===== RESET & BASE ===== */
* {
  margin: 0;
  padding: 0;
  box-sizing: border-box;
}

html {
  scroll-behavior: smooth;
}

body {
  font-family: 'Inter', sans-serif;
  background-color: #F7F9FC;
  color: #111827;
  line-height: 1.6;
  -webkit-font-smoothing: antialiased;
}

.container {
  max-width: 1200px;
  margin: 0 auto;
  padding: 0 24px;
}

h1, h2, h3, h4, h5, h6 {
  font-family: 'Poppins', sans-serif;
  font-weight: 600;
  letter-spacing: -0.02em;
}

a {
  text-decoration: none;
  color: inherit;
}

img {
  max-width: 100%;
  height: auto;
  display: block;
}

/* ===== BUTTONS ===== */
.btn {
  display: inline-block;
  font-family: 'Inter', sans-serif;
  font-weight: 500;
  border: none;
  border-radius: 50px;
  padding: 12px 28px;
  font-size: 1rem;
  cursor: pointer;
  transition: all 0.3s ease;
  text-align: center;
  line-height: 1.2;
}

.btn-primary {
  background: linear-gradient(135deg, #0B1F3A 0%, #1a3a5c 100%);
  color: #fff;
  box-shadow: 0 4px 14px rgba(11, 31, 58, 0.3);
}

.btn-primary:hover {
  transform: translateY(-2px);
  box-shadow: 0 8px 25px rgba(11, 31, 58, 0.4);
}

.btn-outline {
  background: transparent;
  color: #0B1F3A;
  border: 2px solid #0B1F3A;
}

.btn-outline:hover {
  background: #0B1F3A;
  color: #fff;
}

.btn-lg {
  padding: 16px 40px;
  font-size: 1.1rem;
}

.btn-sm {
  padding: 8px 20px;
  font-size: 0.9rem;
}

.btn-block {
  width: 100%;
  display: block;
  text-align: center;
}

/* ===== HEADER ===== */
.site-header {
  background: rgba(255, 255, 255, 0.85);
  backdrop-filter: blur(12px);
  -webkit-backdrop-filter: blur(12px);
  border-bottom: 1px solid rgba(11, 31, 58, 0.06);
  padding: 14px 0;
  position: sticky;
  top: 0;
  z-index: 1000;
  transition: background 0.3s ease;
}

.header-inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
}

.logo {
  display: flex;
  align-items: center;
  gap: 10px;
  font-family: 'Poppins', sans-serif;
  font-weight: 600;
  font-size: 1.2rem;
  color: #0B1F3A;
}

.logo-icon {
  color: #D4AF37;
  font-size: 1.4rem;
}

.nav-desktop ul {
  display: flex;
  gap: 32px;
  list-style: none;
  align-items: center;
}

.nav-desktop a {
  font-size: 0.95rem;
  font-weight: 500;
  color: #111827;
  transition: color 0.2s;
}

.nav-desktop a:hover {
  color: #D4AF37;
}

.header-actions {
  display: flex;
  align-items: center;
  gap: 16px;
}

.hamburger {
  display: none;
  flex-direction: column;
  gap: 5px;
  background: none;
  border: none;
  cursor: pointer;
  padding: 4px;
}

.hamburger .bar {
  width: 28px;
  height: 3px;
  background: #0B1F3A;
  border-radius: 3px;
  transition: 0.3s;
}

.mobile-nav {
  display: none;
  background: #fff;
  padding: 20px 24px;
  border-top: 1px solid rgba(11, 31, 58, 0.06);
}

.mobile-nav.active {
  display: block;
}

.mobile-nav ul {
  list-style: none;
  display: flex;
  flex-direction: column;
  gap: 16px;
}

.mobile-nav a {
  font-size: 1rem;
  font-weight: 500;
  color: #111827;
}

/* ===== HERO ===== */
.hero {
  padding: 80px 0 70px;
  background: linear-gradient(180deg, #F7F9FC 0%, #ffffff 100%);
  position: relative;
  overflow: hidden;
}

.hero-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 60px;
  align-items: center;
}

.hero-badge {
  display: inline-block;
  background: rgba(212, 175, 55, 0.12);
  color: #D4AF37;
  font-size: 0.8rem;
  font-weight: 600;
  padding: 6px 16px;
  border-radius: 50px;
  letter-spacing: 0.3px;
  margin-bottom: 20px;
  text-transform: uppercase;
}

.hero h1 {
  font-size: 3.2rem;
  line-height: 1.15;
  color: #0B1F3A;
  margin-bottom: 20px;
}

.hero-sub {
  font-size: 1.15rem;
  color: #64748B;
  max-width: 520px;
  margin-bottom: 32px;
}

.hero-actions {
  display: flex;
  gap: 16px;
  flex-wrap: wrap;
  margin-bottom: 28px;
}

.hero-trust {
  font-size: 0.85rem;
  color: #94A3B8;
  font-style: italic;
}

.hero-visual {
  display: flex;
  flex-direction: column;
  gap: 20px;
  align-items: flex-start;
}

.hero-card-glass {
  background: rgba(255, 255, 255, 0.6);
  backdrop-filter: blur(8px);
  -webkit-backdrop-filter: blur(8px);
  border: 1px solid rgba(255, 255, 255, 0.8);
  border-radius: 18px;
  padding: 24px 32px;
  box-shadow: 0 8px 32px rgba(0, 0, 0, 0.04);
  display: flex;
  align-items: center;
  gap: 16px;
  font-weight: 500;
  color: #0B1F3A;
  width: 100%;
  max-width: 340px;
  transition: transform 0.3s ease;
}

.hero-card-glass:hover {
  transform: translateY(-4px);
}

.hero-card-glass i {
  font-size: 1.8rem;
  color: #D4AF37;
}

.hero-card-2 {
  margin-left: 40px;
}

/* ===== TRUST ===== */
.trust {
  padding: 70px 0;
  background: #fff;
}

.trust-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 30px;
}

.trust-card {
  background: #F7F9FC;
  border-radius: 18px;
  padding: 28px 24px;
  transition: all 0.3s ease;
  border: 1px solid rgba(11, 31, 58, 0.04);
}

.trust-card:hover {
  transform: translateY(-4px);
  box-shadow: 0 12px 40px rgba(0, 0, 0, 0.04);
}

.trust-number {
  font-family: 'Poppins', sans-serif;
  font-weight: 700;
  font-size: 1.4rem;
  color: #D4AF37;
  display: block;
  margin-bottom: 10px;
}

.trust-card h3 {
  font-size: 1.1rem;
  margin-bottom: 6px;
  color: #0B1F3A;
}

.trust-card p {
  color: #64748B;
  font-size: 0.95rem;
}

/* ===== GOALS ===== */
.goals {
  padding: 70px 0;
  background: #F7F9FC;
}

.section-title {
  font-size: 2.5rem;
  text-align: center;
  color: #0B1F3A;
  margin-bottom: 48px;
}

.goals-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 24px;
}

.goal-card {
  background: #fff;
  border-radius: 18px;
  padding: 32px 24px;
  text-align: center;
  box-shadow: 0 4px 16px rgba(0, 0, 0, 0.04);
  transition: all 0.3s ease;
  border: 1px solid rgba(11, 31, 58, 0.04);
}

.goal-card:hover {
  transform: translateY(-6px);
  box-shadow: 0 12px 40px rgba(0, 0, 0, 0.06);
}

.goal-icon {
  font-size: 2.5rem;
  color: #D4AF37;
  margin-bottom: 16px;
}

.goal-card h3 {
  font-size: 1.2rem;
  margin-bottom: 8px;
  color: #0B1F3A;
}

.goal-card p {
  color: #64748B;
  font-size: 0.95rem;
  margin-bottom: 20px;
}

.goal-cta {
  font-size: 0.85rem;
}

/* ===== HOW IT WORKS ===== */
.how-it-works {
  padding: 70px 0;
  background: #fff;
}

.steps {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 30px;
}

.step {
  text-align: center;
  padding: 20px;
}

.step-number {
  font-family: 'Poppins', sans-serif;
  font-weight: 700;
  font-size: 2.5rem;
  color: #D4AF37;
  opacity: 0.5;
  display: block;
  margin-bottom: 8px;
}

.step h4 {
  font-size: 1.2rem;
  color: #0B1F3A;
  margin-bottom: 6px;
}

.step p {
  color: #64748B;
  font-size: 0.95rem;
}

/* ===== FEATURED OFFER ===== */
.featured-offer {
  padding: 70px 0;
  background: linear-gradient(135deg, #0B1F3A 0%, #1a3a5c 100%);
  color: #fff;
}

.offer-card {
  max-width: 720px;
  margin: 0 auto;
  text-align: center;
}

.offer-card h2 {
  font-size: 2.5rem;
  margin-bottom: 16px;
}

.offer-card p {
  font-size: 1.1rem;
  opacity: 0.85;
  margin-bottom: 32px;
}

.offer-actions {
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: 16px;
}

.offer-actions .btn-primary {
  background: #D4AF37;
  color: #0B1F3A;
  box-shadow: 0 4px 20px rgba(212, 175, 55, 0.3);
}

.offer-actions .btn-primary:hover {
  background: #e8c84a;
  transform: translateY(-2px);
}

.external-badge {
  font-size: 0.85rem;
  opacity: 0.7;
  display: flex;
  align-items: center;
  gap: 8px;
}

/* ===== RESOURCES ===== */
.resources {
  padding: 70px 0;
  background: #F7F9FC;
}

.resources-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 28px;
  margin-bottom: 30px;
}

.resource-card {
  background: #fff;
  border-radius: 18px;
  padding: 28px 24px;
  box-shadow: 0 4px 16px rgba(0, 0, 0, 0.04);
  transition: all 0.3s ease;
  border: 1px solid rgba(11, 31, 58, 0.04);
}

.resource-card:hover {
  transform: translateY(-4px);
  box-shadow: 0 12px 40px rgba(0, 0, 0, 0.06);
}

.resource-tag {
  display: inline-block;
  background: rgba(212, 175, 55, 0.1);
  color: #D4AF37;
  font-size: 0.7rem;
  font-weight: 600;
  padding: 4px 12px;
  border-radius: 50px;
  text-transform: uppercase;
  letter-spacing: 0.5px;
  margin-bottom: 12px;
}

.resource-card h3 {
  font-size: 1.15rem;
  color: #0B1F3A;
  margin-bottom: 8px;
}

.resource-card p {
  color: #64748B;
  font-size: 0.95rem;
  margin-bottom: 16px;
}

.resource-link {
  color: #2F80ED;
  font-weight: 500;
  font-size: 0.9rem;
  transition: color 0.2s;
}

.resource-link:hover {
  color: #D4AF37;
}

.disclaimer-small {
  text-align: center;
  font-size: 0.85rem;
  color: #94A3B8;
  max-width: 700px;
  margin: 0 auto;
}

/* ===== FAQ ===== */
.faq {
  padding: 70px 0;
  background: #fff;
}

.faq-accordion {
  max-width: 800px;
  margin: 0 auto;
}

.faq-item {
  border-bottom: 1px solid rgba(11, 31, 58, 0.06);
  padding: 8px 0;
}

.faq-question {
  width: 100%;
  background: none;
  border: none;
  padding: 18px 0;
  font-family: 'Inter', sans-serif;
  font-weight: 600;
  font-size: 1.05rem;
  color: #0B1F3A;
  cursor: pointer;
  display: flex;
  justify-content: space-between;
  align-items: center;
  transition: color 0.2s;
}

.faq-question:hover {
  color: #D4AF37;
}

.faq-question i {
  transition: transform 0.3s ease;
  font-size: 0.9rem;
  color: #94A3B8;
}

.faq-question[aria-expanded="true"] i {
  transform: rotate(180deg);
}

.faq-answer {
  max-height: 0;
  overflow: hidden;
  transition: max-height 0.4s ease, padding 0.3s ease;
  padding: 0 0;
}

.faq-answer p {
  color: #64748B;
  padding-bottom: 20px;
}

.faq-answer.open {
  max-height: 300px;
  padding: 0 0 4px 0;
}

/* ===== FOOTER ===== */
.site-footer {
  background: #0B1F3A;
  color: rgba(255, 255, 255, 0.7);
  padding: 50px 0 30px;
}

.footer-disclosure {
  max-width: 900px;
  margin: 0 auto 32px;
  text-align: center;
  font-size: 0.85rem;
  line-height: 1.7;
  border-bottom: 1px solid rgba(255, 255, 255, 0.06);
  padding-bottom: 28px;
}

.footer-disclosure strong {
  color: #fff;
}

.footer-links {
  display: flex;
  justify-content: center;
  gap: 32px;
  flex-wrap: wrap;
  margin-bottom: 24px;
}

.footer-links a {
  font-size: 0.9rem;
  color: rgba(255, 255, 255, 0.6);
  transition: color 0.2s;
}

.footer-links a:hover {
  color: #D4AF37;
}

.footer-copy {
  text-align: center;
  font-size: 0.8rem;
  opacity: 0.5;
}

/* ===== RESPONSIVE ===== */
@media (max-width: 1024px) {
  .hero-grid {
    grid-template-columns: 1fr;
    gap: 40px;
  }
  .hero-visual {
    flex-direction: row;
    flex-wrap: wrap;
  }
  .hero-card-2 {
    margin-left: 0;
  }
  .trust-grid {
    grid-template-columns: repeat(2, 1fr);
  }
  .goals-grid {
    grid-template-columns: repeat(2, 1fr);
  }
  .steps {
    grid-template-columns: repeat(2, 1fr);
  }
  .resources-grid {
    grid-template-columns: repeat(2, 1fr);
  }
}

@media (max-width: 768px) {
  .nav-desktop {
    display: none;
  }
  .hamburger {
    display: flex;
  }
  .btn-explore-header {
    display: none;
  }
  .hero h1 {
    font-size: 2.4rem;
  }
  .section-title {
    font-size: 2rem;
  }
  .trust-grid {
    grid-template-columns: 1fr 1fr;
  }
  .goals-grid {
    grid-template-columns: 1fr;
  }
  .steps {
    grid-template-columns: 1fr;
  }
  .resources-grid {
    grid-template-columns: 1fr;
  }
  .offer-card h2 {
    font-size: 2rem;
  }
  .footer-links {
    gap: 16px;
  }
  .hero-card-glass {
    max-width: 100%;
  }
}

@media (max-width: 480px) {
  .hero h1 {
    font-size: 1.9rem;
  }
  .hero-actions {
    flex-direction: column;
  }
  .btn-lg {
    padding: 14px 28px;
    font-size: 1rem;
  }
  .trust-grid {
    grid-template-columns: 1fr;
  }
  .logo-text {
    font-size: 1rem;
  }
  .container {
    padding: 0 16px;
  }
}